For, many people, an essential part, of the so – called, American Dream, is owning, a home, of their own! When, and if, one is properly prepared, and, proceeds, with his eyes, wide – open, and realizes, realistically, the expenses of home ownership, he will generally, avoid, many of the challenges, and prepare, accordingly. Unfortunately, many, believe, and consider, only, the original expenses, such as putting – together, the down – payment, and qualifying for an affordable mortgage.

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